Best mortgage calculator plugins for WordPress

6 Best Mortgage Calculator Plugins for WordPress

Looking for a simple and straightforward way to add a WordPress mortgage calculator to your real estate website?

By adding a mortgage calculator, you can simplify the complex calculations behind home loans for your visitors, though choosing the right one can be difficult.

To help you out, I’ve shortlisted the best mortgage calculator plugins for WordPress that stand out for their reliability and ease of use.

What Are the Features of a Mortgage Calculator?

To allow users to receive accurate home-buying calculations, a mortgage calculator should have some basic features, such as:

  • Loan Amount Input: Users should be able to enter the amount they wish to borrow with ease.
  • Interest Rate Field: This feature allows users to input the expected loan interest rate, a crucial part of their calculation.
  • Mortgage Period Selector: The calculator should let users choose the length of time over which they will repay the loan.
  • Tax and Insurance Inclusion: For a comprehensive breakdown, the ability to include property taxes and insurance is a must.
  • Monthly Payment Display: Perhaps the most anticipated figure, what users will owe each month.

A good WordPress mortgage calculator includes these features and builds on them while staying easy to use.

What Are the Benefits of a Mortgage Calculator?

A mortgage calculator is a great tool for real estate websites that helps users in their home-buying journey while offering other benefits, such as:

  • Simplifying Complex Calculations: Instead of complicated math, a mortgage calculator crunches the numbers for your visitors.
  • Budget Planning: It lays out what potential clients can afford, helping to align their home dreams with their wallet’s reality.
  • Saves Time: Instead of manual computations, it provides instant results to your visitors on various mortgage scenarios.
  • Lead Generator: By requiring an email address in a mortgage calculator form, you can get a lead that may even become a future customer.

A mortgage calculator clearly offers real benefits, so here are the best WordPress mortgage calculators for your real estate needs.

Quick Overview: Best WordPress Calculator Plugins

Before I get into the reviews, here’s a quick look at the top WordPress calculator plugins I’ll cover in this article:

PluginWordPress.org RatingActive InstallsPriceBest For
WPForms4.8 out of 5 stars6+ million$199.50/yearCustom, flexible calculators and lead capture
Formidable Forms4.8 out of 5 stars300,000+$199.50/yearComplex, data-heavy calculations
Responsive Mortgage Calculator4.4 out of 5 stars7,000+FreeA fast, free drop-in calculator
Calculated Fields Form4.9 out of 5 stars40,000+FreeFree, custom field-based calculators
Simple Mortgage Calculator5.0 out of 5 stars1,000+FreeA lightweight, no-frills calculator
Mortgage Calculators WP4.7 out of 5 stars3,000+FreeFree amortization schedules and charts

The Best Mortgage Calculator Plugins for WordPress

The best choice for a WordPress calculator plugin depends on your needs and preferences. Some are popular picks for many website owners, though, and I’ve reviewed each one in detail below.

1. WPForms

The WPForms homepage

WPForms is the best form builder plugin for WordPress, and it doubles as an advanced calculator builder for creating all kinds of custom calculators.

Through the Calculations Addon, WPForms can handle custom calculations for all sorts of scenarios, including mortgage calculations.

Building a custom mortgage calculator is surprisingly straightforward, thanks to the 2,100+ pre-made form templates you get to start from.

My Experience

Creating a custom mortgage calculator with WPForms is genuinely easy, and it doesn’t require any coding or CSS knowledge.

I appreciated the real-time preview, which let me watch my mortgage calculator form come together as I built it.

simple mortgage calculator form preview

The Calculations Addon is what impressed me the most, since it let me build custom formulas that handle the variables involved in mortgage calculations and keep financial forms accurate and flexible.

Activate Calculations Addon

I also loved the pre-made calculation templates, since that range of options meant I didn’t always have to start from scratch and could still customize each template fully.

calculator form templates category page

Speaking of pre-made calculator templates, you’ll find plenty of variety for building different types of mortgage calculators. The templates available with WPForms Pro include:

  • Mortgage Calculator Form Template: An advanced mortgage calculator that uses number sliders and calculates monthly payment amount, annual payment amount, total interest paid, and total mortgage amount.
  • Simple Mortgage Calculator Form Template: A more straightforward mortgage calculator that displays your payment based on a set interest rate, plus a payment if the interest rate goes up by 3%.
  • Mortgage Lead Generator Form Template: A mortgage form template that doubles as a lead capture tool and uses the Lead Forms addon to guide potential homeowners through their mortgage journey.

WPForms even gives you a calculations formula cheatsheet to help you understand how to create different calculations through rules, arithmetic operators, field variables, conditional statements, and more.

Features Breakdown

  • Drag-and-Drop Form Builder: This helps users quickly create forms of all types and collect email addresses for lead generation.
  • Calculations Addon: Requires the WPForms Pro license and lets you create custom calculations and calculators.
  • Email Marketing Integration: Direct integration with popular services like Mailchimp, MailerLite, MailPoet, and more.
  • Smart Conditional Logic: Lets you customize your calculator forms according to user behavior.
  • Supports Double Opt-In Forms: Creating multi-step and opt-in mortgage calculator forms is a breeze with WPForms.
  • Payment Integrations: The form builder lets you add payment options to your forms like PayPal, Square, Authorize.net, and Stripe.

Pricing and Plans

To enable calculations and build a mortgage calculator, you’ll need the WPForms Pro license. It costs $199.50 per year and gives you access to a long list of advanced features, addons, and functionality.

My Verdict

If you want a mortgage calculator you can fully customize, WPForms is the one I’d reach for first. It blends real calculation power with a builder that stays simple, which is why it’s my top pick for mortgage calculators and just about any other calculator you can think of.

2. Formidable Forms

Formidable Forms homepage

Formidable Forms is a strong solution for WordPress sites that need powerful calculator functions.

Its intuitive drag-and-drop interface makes it easier to build complex calculators, including the kind you need for mortgage calculations.

With its focus on both power and ease of use, it’s a good fit for beginners and experienced site owners alike.

My Experience

I found Formidable Forms genuinely easy to use, and I could build a range of calculators with it, from simple math tools to complex mortgage estimators.

The interface is clean and easy to navigate, which made setting up a mortgage calculator quick.

formidable forms calculator preview

Whether I was tweaking the layout or adjusting the formulas, I had full control over how my calculator looked and worked.

Even without any coding experience, I could use Formidable Forms’ advanced features to set up sophisticated calculation logic.

Formidable forms mortgage calculator

Features Breakdown

  • Drag-and-Drop Builder: Simplifies form creation with an easy-to-use visual interface.
  • Advanced Calculations: Handles complex formulas necessary for mortgage and financial computations.
  • Responsive Design: Keeps calculators looking great on all devices, from desktops to smartphones.
  • Customizable Layouts: Offers a range of design options to match your website’s style.
  • Integration Capabilities: Connects with various APIs and web services for added functionality.
  • Data Management: Stores and organizes submitted information for easy access and analysis.

Pricing and Plans

Formidable Forms uses a tiered pricing structure for different needs and budgets. The Business plan is the one you need for calculators, and it costs $199.50 per year, similar to WPForms.

My Verdict

Formidable Forms is the pick I’d choose if your priority is complex, data-heavy calculations. It gives you accurate, instant results, and it backs that up with detailed documentation and responsive support.

3. Responsive Mortgage Calculator

The Responsive Mortgage Calculator is a good option for real estate website operators who want to improve the client experience.

I think it’s another solid choice for a free online calculator builder, and you can add it to your WordPress website quickly.

My Experience

After your visitors put in a few variables, the plugin generates a clear summary along with a visually appealing chart.

The calculator lets visitors estimate their mortgage payments by entering a few details:

  • The total cost of the home
  • A down payment amount
  • An interest rate (fixed rate)
  • The mortgage term

Visitors can choose a payment period, such as monthly, bi-weekly, or weekly. That selection triggers a popup summary that includes a chart and an amortization schedule.

Features Breakdown

  • Compatibility: Works with any WordPress theme without conflicts.
  • Responsive: Fully responsive design for a consistent user experience across all devices.
  • Customizability: Options to match the calculator’s look and feel to your site’s aesthetic.
  • Ease of Use: Intuitive for both site owners and visitors, with no complex configurations required.
  • Accuracy: Provides precise mortgage estimates for a variety of scenarios and delivers fast calculations.
  • Support: Backed by a responsive and helpful support team, which is quite handy for newbies.

Pricing and Plans

The Responsive Mortgage Calculator is a completely free WordPress plugin that you can use to create mortgage calculators.

My Verdict

This plugin delivers on what it promises, and while it lacks the advanced features of paid options like WPForms, its calculations are perfectly solid for a free tool.

4. Calculated Fields Form

Calculated Fields Form is a simple plugin that lets you create online forms with calculations based on other fields in the form.

It works smoothly with WordPress and gives you a drag-and-drop interface that makes building a mortgage calculator form easier.

My Experience

Calculated Fields Form has a responsive design, so your mortgage calculators look good on any device.

The plugin supports a range of field types, and you can tweak each one to match the data you need, which keeps your mortgage calculations accurate.

I was able to design a calculator quickly, and it looked professional while giving accurate, real-time results.

Features Breakdown

  • Drag-and-Drop Form Builder: Easily create and customize forms.
  • Responsive Design: Looks great on all devices, from desktop to mobile.
  • Variety of Field Types: Customize inputs for precise data entry.
  • Real-Time Calculations: Immediate feedback on financial figures.
  • Extensive Customization: Match your brand’s style with adaptable design options.
  • Comprehensive Support: Accessible documentation and responsive support.
  • Performance Optimization: Keeps everything running smoothly without any hiccups.

Pricing and Plans

Calculated Fields Form offers a free version that’s good enough to build basic calculators for mortgage assessments, along with several premium plans for more advanced features. The cost scales with how complex your needs are.

My Verdict

This one asks for a little technical know-how, but the easy-to-use interface means you’ll get up to speed quickly. For a free option, it’s a solid way to build a custom mortgage calculator.

5. Simple Mortgage Calculator

The Simple Mortgage Calculator is a straightforward WordPress plugin with one job, adding a mortgage calculator to your site.

It’s made for people who want fast, simple mortgage calculations without any unnecessary extras.

My Experience

The Simple Mortgage Calculator is incredibly lightweight and easy to use, and it doesn’t overcomplicate things.

You’ll appreciate the clear layout and the easy-to-follow instructions for creating a mortgage calculator.

It’s also quick to set up, so you can have a working calculator on your site in very little time.

Features Breakdown

  • Easy installation and setup
  • User-friendly interface for all skill levels
  • Accurate and instant mortgage calculations
  • Responsive design for mobile and desktop compatibility
  • Minimal impact on website loading speeds
  • Straightforward customization options
  • Active support from the plugin developers

Pricing and Plans

The Simple Mortgage Calculator is entirely free, and it comes with all the essential features to create a simple mortgage calculator and add it to your WordPress site in a few minutes.

My Verdict

The Simple Mortgage Calculator does exactly what its name suggests. If you want a no-frills, accurate calculator and nothing more, this is a reasonable pick.

6. Mortgage Calculators WP

Mortgage Calculators WP quickly produces detailed mortgage calculations and gives your visitors a clear picture of their financing options.

It goes beyond basic calculations too, with a set of options for different financial scenarios.

My Experience

Its responsive design let me test different mortgage scenarios easily and get quick insights.

The calculations were precise enough to give me confidence, and the flexibility meant I could handle a range of clients with different financial profiles.

From installation to setup, Mortgage Calculators WP is a solid option, especially since it’s completely free.

Features Breakdown

  • User-friendly design that simplifies navigation and use
  • Accurate amortization schedules for detailed payment planning
  • Adjustable parameters for rates, terms, and down payments
  • Interactive charts for visual representation of data
  • Multi-currency and language support for international usability
  • Shortcodes for easy integration into any page or post

Pricing and Plans

Mortgage Calculators WP is free to use, and it comes with all the tools you need to quickly make a mortgage calculator and add it to your WordPress site.

My Verdict

If you specifically want free amortization schedules and visual charts, Mortgage Calculators WP covers that well. It’s a fair pick for a real estate agent or a future homeowner who wants to tailor the calculator to their own needs.

FAQs About WordPress Mortgage Calculators

WordPress mortgage calculators are a popular topic among my readers. Here are answers to some of the most common questions about them.

How do I add a mortgage calculator to WordPress?

To add a mortgage calculator to WordPress, you can use a plugin like WPForms Pro, which offers a Calculations Addon. Install WPForms, create a new form, and use the addon to add and configure calculator fields.

Can you build a calculator in WordPress?

Yes, you can build a calculator in WordPress using WPForms. With its drag-and-drop builder and Calculations Addon, you can create custom calculators for various purposes, including mortgages.

How to easily calculate mortgage payments?

To easily calculate mortgage payments, use the Calculations Addon in WPForms Pro. It allows you to input the loan amount, interest rate, and loan term to compute monthly payments automatically.

How to do calculations in WordPress?

Calculations in WordPress can be performed by using plugins like WPForms Pro with the Calculations Addon. It lets you create forms with fields that can calculate costs, quotes, and more instantaneously.

How do I create a cost calculator in WordPress?

To create a cost calculator in WordPress, choose a plugin like WPForms Pro and its Calculations Addon. This combination lets you set up fields for input values and formulas for calculating costs directly within your forms.

What is the best mortgage calculator plugin for WordPress?

For most websites, WPForms is the best mortgage calculator plugin for WordPress. Its Calculations Addon lets you build a fully custom mortgage calculator without code, and you can connect it to email marketing and lead capture. If you want a free option instead, Calculated Fields Form and the Responsive Mortgage Calculator are both solid choices.

Is there a free WordPress mortgage calculator plugin?

Yes, several plugins on this list are completely free, including the Responsive Mortgage Calculator, Calculated Fields Form, Simple Mortgage Calculator, and Mortgage Calculators WP. Each one lets you add a mortgage calculator to your site at no cost, and free plugins usually cover the basics well. Paid tools like WPForms give you more room to customize your forms and capture leads.

Can I create a loan calculator in WordPress?

Yes, the same tools that build mortgage calculators can handle loan calculators too. With the WPForms Calculations Addon, you can set up fields for the loan amount, interest rate, and term, then add a formula to work out monthly payments for any kind of loan.

Next, Learn How to Boost Your Mortgage Lead Generation

When it comes to mortgage lead generation, finding people who would be interested in doing business with you can get quite difficult. The good news is there are many effective marketing methods and mortgage lead generation tools already available.

Calculators can also increase engagement because they attract users to stay on your website longer and answer the questions they may have. Check out this guide on how to make a custom calculator in WordPress for the unique needs of your website.

Create Your Mortgage Calculator Now

Ready to build your form? Get started today with the easiest WordPress form builder plugin. WPForms Pro includes lots of free templates and offers a 14-day money-back guarantee.

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Hamza Shahid

Hamza is a Writer for the WPForms team, who also specializes in topics related to digital marketing, cybersecurity, WordPress plugins, and ERP systems. Learn More

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